Lock In Up To $1,000,000 Mortgage Protection From $0.83/day
Compare 87 A+ rated carriers instantly to pay off your home — no medical exam required.
- No medical exam
- Takes 60 seconds
Trusted by 47,000+ homeowners — compare 87 A+ rated U.S. insurers.
How it works
Protect Your Home In 3 Steps
- 0160 seconds
Answer 6 quick questions
About your age, health, and coverage needs. Takes under a minute.
- 02Instant
Lock in the best rate
We match you with the best policy from top-rated carriers based on your answers.
- 03Same day
Protect your home today
A licensed agent walks you through your options and can finalize coverage on the spot.
What homeowners pay
See what you'd actually pay.
Sample rates for a healthy 35-year-old non-smoker on a 10-year term.
Your rate depends on your age, coverage amount, and a few health questions.
I got $500,000 in coverage for $31 a month. Approved in 10 minutes. Wish I'd done this the day we bought our house.
Common questions
Questions? We've got you.
For most applicants, no. We work with carriers that use instant underwriting based on your application and public health records — most homeowners are approved in about 10 minutes with no blood test, no doctor visit, and no needles.
A common rule of thumb is enough to pay off your mortgage plus 5–10 years of your income, so your family has breathing room. Our homeowners typically land between $250,000 and $1,000,000 depending on their mortgage balance and family situation. Your agent will walk through the math with you.
Most clients complete the entire process — quote, application, and approval — in under 30 minutes. Your policy is typically active the same day your first payment is processed.
You likely still qualify. We compare 87 A+ rated carriers, including specialty carriers that cover people with diabetes, high blood pressure, heart conditions, and other health histories. Your agent matches you with the right one.
Lock In Up To $1,000,000 Mortgage Protection From $0.83/day
Compare 87 A+ rated carriers instantly to pay off your home — no medical exam required.
No medical exam · Takes 60 seconds
- No medical exam
- Takes 60 seconds