Pay Off Your Mortgage If Something Happens To You From $0.83/Day

Up to $500,000 in coverage. Get every dollar back if you never use it. No medical exam

Example rate

$0.83/day

$500,000 coverage · 35 y/o, non-smoker

Trusted by 47,000+ homeowners — compare 87 A+ rated U.S. insurers.

How it works

Protect Your Home In 3 Steps

0160 seconds
Answer 6 quick questions
About your age, health, and coverage needs. Takes under a minute.
02Instant
Lock in the best rate
We match you with the best policy from top-rated carriers based on your answers.
03Same day
Protect your home today
A licensed agent walks you through your options and can finalize coverage on the spot.

What homeowners pay

Sample rates for a healthy 35-year-old non-smoker on a 10-year term.

CoverageDaily

$250,000$0.41/day

$350,000$0.59/day

$500,000$0.83/day

Your rate depends on your age, coverage amount, and a few health questions.

No medical exam · Takes 60 seconds

Common questions

For most applicants, no. We work with carriers that use instant underwriting based on your application and public health records — most homeowners are approved in about 10 minutes with no blood test, no doctor visit, and no needles.
A common rule of thumb is enough to pay off your mortgage so your family doesn't lose the house. Our homeowners typically land between $150,000 and $500,000 depending on their current mortgage balance. Your agent will walk through the math with you.
Most clients complete the entire process — quote, application, and approval — in under 30 minutes. Your policy is typically active the same day your first payment is processed.
You likely still qualify. We compare 87 A+ rated carriers, including specialty carriers that cover people with diabetes, high blood pressure, heart conditions, and other health histories. Your agent matches you with the right one.

Up to $500,000 in coverage. Get every dollar back if you never use it. No medical exam

No medical exam · Takes 60 seconds